feat: prefetch, vision split, provider adapter, UI polish

Engine
- Split /api/vision out from /api/interact so client can drive
  prefetch + cache lookup independently of click interpretation
- Image client switched to chat-completions+modalities API (OpenRouter/
  provider style), supporting markdown image URL responses
- annotateClick now resizes to 768w before composite to keep vision
  payloads small and avoid CDN timeouts
- Prompts updated to mention "JSON" in user messages (required by
  Gemini's strict JSON mode)
- Shared fetchWithRetry helper: 2 retries for chat/image, 0 for vision
  (with 60s hard timeout)

Client
- Parallel prefetch of all three choice branches on each new frame
- Effect deliberately excludes phase from deps so user-click doesn't
  abort in-flight prefetches
- Cache hit/miss/free-form fallback handled in handleClick
- PlayCanvas reads img naturalWidth/Height and adapts container to
  whatever aspect AI returns (no more cropped third choice)
- max-width raised to 560px, max-height calc(100dvh - 200px)

Misc
- README env-path corrected to apps/web/.env.local
- users.md: BGM/TTS idea note
- .env.example moved into apps/web alongside next config

Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>

apps/web/app/api/interact/route.ts

@@ -14,9 +14,9 @@ export async function POST(req: Request) {
     return NextResponse.json({ error: "Invalid JSON" }, { status: 400 });
   }
 
-  if (!body.session || !body.prevImageBase64 || !body.click) {
+  if (!body.session || !body.intent) {
     return NextResponse.json(
-      { error: "session, prevImageBase64, click are required" },
+      { error: "session and intent are required" },
       { status: 400 },
     );
   }